Gold Coast Financial Services

Loan Programs

 

Select a loan program to learn more!

 
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The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

 
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Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.

 
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FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

 
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Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period of time.

 
 

Contrary to popular belief and public knowledge, there are mortgage financing options that exist that do not require the homeowner to pay mortgage insurance when financing more than 80% of their homes value.

 
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A superb financing alternative for Self employed borrowers looking to obtain mortgage financing.

 
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A mortgage program that enables prospective homebuyers to supplement lack of down payment monies by collateralizing liquid assets for home financing.

 
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Another niche mortgage program designed to allow assets to serve as additional income needed to complete & acquire financing for a home.

 
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Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.