Gold Coast Financial Services

Mortgage Basics

 

Questions ? Here is some useful information to get you started!

 
 
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A list of pertinent documents needed for an official application.

 
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Learn about the intricacies involved in an appraisal report and the process.

 
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What are closing costs? How much do they cost? What charges are applicable to me? 

 
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What is PMI and does it apply to me?

 
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When is the best time to refinance, what will my closing costs be, should I pay points to lower my rate, when should I lock in my rate

 
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Credit is KING. The higher your score the more lending windows of opportunity open up to you.

 
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What is a foreclosure? How can it be avoided? Are there other solutions besides foreclosure?